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Privacy Policy

Last updated: August 4, 2026

L&S Risk Management Health & Welfare Trust ("L&S Trust," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website (the "Site").

Information we collect

We may collect the following types of information:

  • Information you provide directly — such as your name, email address, phone number, company name, and any other details you submit when you contact us or request information about our programs.
  • Information collected automatically — such as your IP address, browser type, device information, pages visited, and the dates and times of your visits, collected through cookies and similar technologies.

How we use your information

We use the information we collect to:

  • Respond to your inquiries and partnership requests;
  • Provide, operate, and improve the Site and our services;
  • Send you information you have requested about our products, programs, and partnerships;
  • Maintain the security and integrity of the Site; and
  • Comply with applicable legal and regulatory obligations.

Cookies and similar technologies

The Site may use cookies and similar technologies to enhance your experience, analyze usage, and improve our services. You can control cookies through your browser settings; disabling cookies may affect some features of the Site.

How we share information

We do not sell your personal information. We may share information with:

  • Service providers who perform services on our behalf, such as website hosting and analytics, under appropriate confidentiality obligations;
  • Professional advisers, such as lawyers, auditors, and insurers, where necessary;
  • Government authorities or other parties where required by law, or to protect our rights, safety, or property; and
  • A successor entity in connection with a merger, acquisition, or other business transfer.

Data security

We use commercially reasonable administrative, technical, and physical safeguards designed to protect the information we collect. However, no method of transmission over the internet or method of electronic storage is completely secure, and we cannot guarantee absolute security.

Data retention

We retain personal information only for as long as reasonably necessary to fulfill the purposes described in this Policy, unless a longer retention period is required or permitted by law.

Your choices and rights

Depending on your location, you may have rights regarding your personal information, such as the right to access, correct, or request deletion of your information. To exercise any of these rights, please contact us using the details below.

Third-party links

The Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites, and we encourage you to review their privacy policies.

Children's privacy

The Site is not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us so we can delete it.

Changes to this policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Policy.

Contact us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at partnerships@lstrust.com.

L&S Trust

L&S Risk Management — Health & Welfare Trust. A Florida-based group insurance trust serving employers, brokers, and members in all 50 states.

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Insurance products are underwritten by participating insurance carriers and offered through licensed producers. Product availability, rates, and plan features vary by state and are subject to carrier approval. Wellness, pharmacy-savings, and identity-protection programs are not insurance. Nothing on this website is an offer of coverage; all coverage is subject to the terms and conditions of the applicable plan documents and policies.

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